The Roth 401(k) Analyzer* and 403(b) Analyzer* are Internet-based tools that allow you to:

• Learn about the tax advantages of a Roth 401(k)/403(b).

• Compare the tax consequences of Roth vs. traditional 401(k)/403(b) contributions, given your current and anticipated situation.

• Perform gap analyses to determine likely required account balances to meet retirement income needs.

  Features

• Easy-to-understand Roth 401(k)/403(b) education.

• Ability to perform unlimited "what if" scenarios comparing Roth vs. traditional 401(k)/403(b) contributions.

• Simple, step-by-step guided analysis, as well as a detailed calculator.

• Ability to view Roth vs. traditional 401(k)/403(b) decision from two perspectives: (1) keep my take-home pay the same; (2) keep my contribution level the same.

*A Roth 401(k)/403(b) option is not available on all plans. Please check with your plan administrator in regard to your particular plan's options.