Participant Resource Center

Roth Analyzer

The Roth 401(k) Analyzer* is an Internet-based tool that allows you to:

  • Learn about the tax advantages of a Roth 401(k).

  • Compare the tax consequences of Roth vs. traditional 401(k) contributions, given your current and anticipated situation.

  • Perform gap analyses to determine likely required account balances to meet retirement income needs.

    Features

  • Easy-to-understand Roth 401(k) education.

  • Ability to perform unlimited "what if" scenarios comparing Roth vs. traditional 401(k) contributions.

  • Simple, step-by-step guided analysis, as well as a detailed calculator.

  • Ability to view Roth vs. traditional 401(k) decision from two perspectives: (1) keep my take-home pay the same; (2) keep my contribution level the same.
    

 

*A Roth 401(k) option is not available on all plans. Please check with your plan administrator in regard to your particular plan's options.